Tennessee has one of the most beautiful landscapes, giving motorcyclists a lot to enjoy. But it is necessary to have reliable protection in case of theft, damage, or accidents. Clarksville Insurance Agency is here to take you through some of the coverage you should get for your motorcycle.
If you cause an accident with your motorcycle and it results in 3rd party injuries, bodily injury liability will help pay for the medical expenses. Bodily Injury Liability includes things like examination fees and medication. This policy can also cover the lost wages if the injured other party has sustained significant injuries.
Unlike bodily injury liability, property damage liability covers damage to a 3rd party's property. If you get into a motorcycle accident damaging other people's property, the policy will cover repair or replacement expenses.
Any non-collision accidents are covered here. Comprehensive coverage includes theft, fire, vandalism, and hail. If your motorcycle encounters any of the mentioned risks, comprehensive coverage will step in and cover the resulting expenses.
This coverage comes in handy when you have been injured in a motorcycle accident. Besides your medical expenses, if you were carrying a passenger, the policy will also cover those medical expenses as well.
This coverage is for impact-related accidents such as a collision with another motorcycle, car, or objects like poles and trees. The coverage ensures that any expenses related to repairing or replacing your motorcycle are covered.
If you want to enjoy your motorcycle rides in Tennessee without any worries, get motorcycle insurance from Clarksville Insurance Agency. Our agents are more than ready to discuss with you your insurance needs. Contact us today to know more about your options.
