Boats are fun vessels. And if you take care of yourself, you can make many trips on the water for years to come. But just like many things, certain situations can prevent you from enjoying the many lakes Tennessee has been blessed with. If you get boat insurance from Clarksville Insurance Agency, you can enjoy your boat as often as possible and without any worries. Are you ready to get boat insurance? Take a look at some of your coverage options.
Property damage coverage will help pay for any damage to your boat after an accident. The components covered under this policy vary, but they can include items like batteries, anchors, motors, floatation devices, and safety equipment. Talk to your agent first to be sure what is covered. Property damage coverage also extends to when the boat is on land and is exposed to risks like theft or fire.
If you get into a boat accident where you are at fault and damage a 3rd party’s property, liability coverage will pay for those expenses. This can include paying to repair or replace the damaged items. The coverage will also pay for medical expenses where you have injured a third party on your boat.
If you or a passenger on your boat gets injured after a boat accident, medical payment coverage will help cover the resulting bills. This includes hospital bills, X-rays, and medication.
What happens if an insured boater hits you, causing damage to your boat or injuries to you and your passengers? Uninsured watercraft coverage will help pay for the damage to your boat and the medical expenses.
Tennessee residents ready to discuss boat insurance can reach out to Clarksville Insurance Agency. Our agents will not only advise you on matters of boat insurance but also guide you in choosing coverage tailored to your needs. Give us a call today.
