Recreational Vehicle Insurance
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Recreational Vehicle Insurance Information
Recreational Vehicle Insurance in Clarksville, Tennessee
An RV can create the perfect way to vacation. Whether you’re traveling locally or across the country, you’re going to want to make sure your RV is insured properly. Incidents with your vehicle can happen and it’s important to be prepared. At Clarksville Insurance Agency we want to be sure you’re getting the protection you need to stay safe and financially protected.
What is RV Insurance?
If your RV causes injuries to other vehicles, people or incurs damage itself, RV insurance can help provide protection. When purchasing RV insurance there are different coverages to consider based on questions your agent will ask you to determine the level of coverage needed.
What Does RV Insurance Cover?
Each RV policy will vary. However, RV insurance may cover several different aspects of your RV, including the following:
Physical damage—Comprehensive coverage protects your RV from theft, vandalism, windshield damage, acts of nature, rocks and debris kicked up by other vehicles or animals. Collision covers damage to your RV due to an accident, regardless of fault. Both types of coverage include a deductible.
Bodily injury and property damage liability—This coverage pays for damage or injuries you cause while driving your motorhome and covers legal fees that may result from the accident.
Uninsured/underinsured property damage and bodily injury—If your motorhome is hit and damaged by a driver who isn't carrying insurance or doesn't have enough to cover the damage they've caused;this coverage may help pay to repair or replace it and for injuries you may have suffered.
Medical payments—Medical bills, up to your chosen limit, may be covered for you and your passengers if you're in an accident, regardless of fault.
Pest Protection—This provides coverage for damage to motorhomes and non-stationary travel trailers from insects, birds, rats, and other rodents.
How Much Does RV Insurance Cost?
As with most insurance coverages, RV insurance rates come down to risk. There are several factors including:
Discuss your RV coverage needs with your agent before deciding on the amount of coverage that is right for you.
Contact Us Today!
At Clarksville Insurance Agency we want to help you obtain the coverage that best suits your needs. Contact us today to speak with an agent and get a quote on your RV insurance.